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First Financial credit Services who is advertising on this site took possesion of my coach in June to do a take over payment contract. They contracted the coach out to Earl I. Shamburger from Pasadena California. Since then I have had to make payments and penalties. I now have to report the coach stolen with no hopes of finding it. They dont seem to be overly concerned about it and today I had to retain an attorney to begin a lawsuit against them. I can only hope that BofA doesnt bring criminal charges against me.