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I'm in the aftermarket vehicle warranty business. If you buy over the intenet and not from the dealer that sold you the car, you've made a mistake. That dealer wants your business time and time again and should help with claims issues. Because of the volume of contracts he writes with a perticular company, he also has "pull" with that company to help you and to save face for himself. Never buy a warranty from a provider that is not insured by a recognizable insurance company perferrably A+ rated by AM Best, and make sure they are not a risk retention group, usually identified as an RRG. RRGs are usually not finacially secure enough and are onwed by the service contract company and need to deny claims to stay in business. Lastly the individual that stated that American Guardian is a prominent industry leader either works for American Guardian or doesn't have a clue. I suspect the he works there. American Guardian is a low end used car warranty that is offered on the intenet to unsuspecting individuals or offered by used car dealers that don't care about their customers. The car dealers buy these warranties from independent agents that sell fly by night programs for the quick buck and will be on to the next half ass company when Amercian Guardian goes out of business. I am a 25 year veteren of this business and have built a successful career by providing dealers with the education to do the right thing for their customers and by offering quality warranty products. |
RV and bus conversion info since 1996.
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