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Re: American Guardian Warranty, a total ripoff in my opinion by upset buyer
Post New Message I don't buy that stuff in the post that says the problem is with the agency, not the administrator.

I have an AG policy that I bought online through WarrentyByNet.com. All contact after the sale is with AG, not the selling agency.

I have only had my vehicle in for repairs twice since the policy kicked in. Ironically, it was the same repair - the window motor - first on the left side and then a year later, the right side.

In both instances, AG would pay about 1/3 - 1/2 of the price of the part. (I have $0 deduct.) They told my (certified) mechanic that they would only pay what their computer showed the part should cost. My mechanic is very consciencious and consumer oriented, so he called practically all the parts houses and dealers within a 50 mile radius. The prices quoted were all within a few dollars of the cost from his normal supplier.

Interestingly enough, on the second repair, they would only pay $89 for the $227 part while a year before they paid $170 on the same part that was then $205. So after a year, AG's computer has a LOWER value for the same part, even though common sense says that inflation will cause the part to be MORE expensive a year later. I suspect they are showing prices for USED parts rather than OEM. If so, that's a real rip-off. Salvage yards are OK for body parts, but NO WAY do I want a used electrical part.

I would love to hear their story, but I can't get anyone to return my calls.

This was not a problem with prior approval or questionable maintanance. The AG rep told my mechanic that the repair was approved, labor covered, and the part covered up to what their computer allowed.

I have 5 vehicles, three of which will be replaced in the next two years. I've learned my lesson - I will stay away from American Guardian. I have policies from Warranty Direct on 2 vehicles and have yet to have a problem with any claims.
All Messages in ThreadAuthorDate
Post New MessageAmerican Guardian Warranty, a total ripoff in my opinion Scott Kraft 1-26-04  
  Reply to MessageRe: American Guardian Warranty, a total ripoff in my opinion John Brennan 12-4-06  
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  Reply to MessageRe: American Guardian Warranty, a total ripoff in my opinion Chad 11-7-06  
  Reply to MessageRe: American Guardian Warranty, a total ripoff in my opinion dan 7-27-06  
  Reply to MessageAmerican Guardian Warranty - Basic Courtesy Not Found Bryana 7-19-06  
  Reply to MessageRe: American Guardian Warranty, a total ripoff in my opinion Jimbo 3-30-07  
  Reply to MessageRe: American Guardian Warranty, a total ripoff in my opinion RIpped off customer 5-14-07  
  Reply to MessageRe: American Guardian Warranty, a total ripoff in my opinion Patricia Wolfe 10-1-07  
  Reply to MessageRe: American Guardian Warranty, a total ripoff in my opinion jeff smith 9-25-07  
  Reply to MessageRe: American Guardian Warranty, a total ripoff in my opinion Shelby Whatley 9-21-07  
  Reply to MessageRe: American Guardian Warranty, a total ripoff in my opinion Tina Hill 6-28-07  
  Reply to MessageRe: American Guardian Warranty, a total ripoff in my opinion Michael 7-8-06  
  Reply to MessageRe: American Guardian Warranty, a total ripoff in my opinion upset buyer 6-7-06  
  Reply to MessageRe: American Guardian Warranty, a total ripoff in my opinion TheRVGuy 8-12-05  
  Reply to MessageRe: American Guardian Warranty, a total ripoff in my opinion Mary Gayler 8-4-05  
  Reply to MessageRe: American Guardian Warranty, a total ripoff in my opinion Rich Saunderson 4-29-05  
  Reply to MessageRe: American Guardian Warranty, a total ripoff in my opinion A concerned party 3-22-05  
  Reply to MessageRe: American Guardian Warranty, a total ripoff in my opinion Harry Bodine 8-17-05  
  Reply to MessageRe: American Guardian Warranty, a total ripoff in my opinion steven 12-7-05  
  Reply to MessageRe: American Guardian Warranty, a total ripoff in my opinion Ed 4-25-06  
  Reply to MessageRe: American Guardian Warranty, a total ripoff in my opinion George Burton 1-20-06  
  Reply to MessageRe: American Guardian Warranty, a total ripoff in my opinion Chris 1-6-06  
  Reply to MessageRe: American Guardian Warranty, a total ripoff in my opinion Noelle 12-23-05  
  Reply to MessageRe: American Guardian Warranty, a total ripoff in my opinion Tim Christensen 2-17-08  
  Reply to MessageRe: American Guardian Warranty, a total ripoff in my opinion John Brennan 12-4-06  
  Reply to MessageRe: American Guardian Warranty, a total ripoff in my opinion Barb 5-25-11  
  Reply to MessageRe: American Guardian Warranty, a total ripoff in my opinion Dabangan 2-3-11  
  Reply to MessageRe: American Guardian Warranty, a total ripoff in my opinion Ed Brown 1-19-11  
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  Reply to MessageRe: American Guardian Warranty, a total ripoff in my opinion Ron and Suzette Frederick 5-28-11  
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  Reply to MessageRe: American Guardian Warranty, a total ripoff in my opinion Alan Sills 2-23-16  
  Reply to MessageRe: American Guardian Warranty, a total ripoff in my opinion Lamar Brigman 7-21-12  
  Reply to MessageRe: American Guardian Warranty, a total ripoff in my opinion Don Ross 6-8-12  
  Reply to MessageRe: American Guardian Warranty, a total ripoff in my opinion American Guardian Warranty 8-30-10  
  Reply to MessageRe: American Guardian Warranty, a total ripoff in my opinion Ronald Burns 12-8-11  
  Reply to MessageRe: American Guardian Warranty, a total ripoff in my opinion Lil 2-18-09  
  Reply to MessageRe: American Guardian Warranty, a total ripoff in my opinion Another Customer 1-12-09  
  Reply to MessageRe: American Guardian Warranty, a total ripoff in my opinion roy olson 11-18-08  
  Reply to MessageRe: American Guardian Warranty, a total ripoff in my opinion Mike Moran 5-12-08  
  Reply to MessageRe: American Guardian Warranty, a total ripoff in my opinion Margaret 5-13-09  
  Reply to MessageRe: American Guardian Warranty, a total ripoff in my opinion Mark M 7-18-09  
  Reply to MessageRe: American Guardian Warranty, a total ripoff in my opinion Robbie Sutton 5-13-10  
  Reply to MessageRe: American Guardian Warranty, a total ripoff in my opinion jerry shanes 4-8-10  
  Reply to MessageRe: American Guardian Warranty, a total ripoff in my opinion Scott Kraft 12-29-09  
  Reply to MessageRe: American Guardian Warranty, a total ripoff in my opinion jade 8-2-09  
  Reply to MessageRe: American Guardian Warranty, a total ripoff in my opinion Charles 5-24-10  
    Reply to MessageRe: American Guardian Warranty, a total ripoff in my opinion gary 6-15-05  
    Reply to MessageRe: American Guardian Warranty, a total ripoff in my opinion robert wilson 11-2-07  
      Reply to MessageRe: American Guardian Warranty, a total ripoff in my opinion TheRVGuy 8-12-05  
        Reply to MessageRe: American Guardian Warranty, a total ripoff in my opinion Dave McAllister 8-17-05  
        Reply to Message: American Guardian Warranty, a total ripoff in my opinion Pat Keenan 3-17-08  
        Reply to MessageRe: American Guardian Warranty, a total ripoff in my opinion Doug Brown 11-30-05  
          Reply to MessageRe: American Guardian Warranty, a total ripoff in my opinion Ron Bullock 12-14-07  
            Reply to MessageRe: American Guardian Warranty - Basic Courtesy Not Found Joe 5-20-08  
              Reply to MessageRe: American Guardian Warranty, a total ripoff in my opinion Vijay 7-3-08  
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