Motorhome & Recreational Vehicle Resource

Since 1996

Search RV-Coach Online

Email Author email A concerned party  Reply to Message reply to message  Post New Message post new message      search forums
ATTENTION: DO NOT POST ADS IN FORUMS!
All Postings that advertise items for sale will be deleted from the Discussion Forum. You may post sale items for free in the Classifieds section. Sign up now.
Re: American Guardian Warranty, a total ripoff in my opinion by A concerned party
Post New Message I wanted an opportunity to re-post this as I did not do spell check. So, please accept this post as a corrected copy of the previous post with spelling and grammer errors fixed.

Thanks!

I must defend this unfounded accusation
towards American Guardian Warranty Services, Inc. It is not them. Let me try, yet again, to relay the truth about this industry.

You see, it is not them, it is the agency, 99.5% of the time it is the agency. Plain and simple. Don't you think for a minute that AGWS, is in business to pay claims? That is what they do. Don't you folks get it? What makes you think that AGWS is any different than any of the other warranty companies? Why would you think they are worse, when in fact they are one of the most prominent? Let me clarify defend them....

99% of the policies sold, are sold through dealerships. AGREE? Now wouldn't you agree that out of that amount, how many would you say customers were told, sat down, WELL INFORMED, and time taken out explained by the selling finance manager, how to file a successful claim, or anything about filing claims? How many? That's right ZERO!! They don't care, they sell them, include them in financing packages, barely say anything, push, deceive, subtly offer, just automatically include in contract, or try to convince you to buy a warranty, or a host of other ploys. Ever experience this? Of course you have. That is probably how you came to realize this internet industry, and ended up on this forum, right?

So, let us just take this example of a uninformed purchasing consumer. They bought the warranty from the dealer. 3 years pass, and they suddenly in need of a repair. Do you think they will know how to effectively file a claim? Do you think they were "schooled"? No!!!! Would they remember? Possibly not, do they know who to turn to? No!!, Go back to the selling guy?, Not!! So what do they do, they file a claim incorrectly or don't follow the proper steps, then complain about not receiving claim service.

That is just one example of how people, if not trained properly or told right, can and will have potential problems with their policies.

I get sick and tired of people saying bad things about fine warranty administrators, only because they bought from a bad outlet. I can prove my point to anyone. I get reports sent to me of filed claims of just my client base. And let's see, hum.... Looks like they just paid out over $14,200 in claims on my clients behalf only in the last 4 months. I am just a drop in the bucket and a small agency. Image the numbers then. IN FACT, AGWS pays out on an average one diesel motor replacement a month!!!

So, don't sit there and tell me that they don't pay their claims!! Just because of a handful of consumers who got a bad deal, or your situation, does not reflect the overall consensus. Think of a hundred or so resolved complaints, (a hand full compare to other competitors) and then put in into perspective to the countless hundreds of thousands policies sold each month. Give me a break!

Now, let's address the agencies capacity. There are dealerships selling our program, and there are a couple of direct marketers authorized. Since I have already addressed the lack of guidance offered by dealership F&I guys, it is undisputed, you must agree. Let's get right to direct marketers. There are several direct marketers that can't seem to stay out of "hot water", I mean this to say, simply questionable business practices.

The problem here is that 3 of the top players are all involved in lawsuits and or are performing without integrity. They won't tell you this. Case in point, it is a public fact that American Guardian is currently in the process of suing Warranty Experts, for breach of contract and other disclosed charges. Then you have Warranty Experts ex-employee and/or partner, for Warranty Experts being accused of handing over, or selling databases to a competitor, which is Warrantyservicescompany.com. Now, Warranty Experts has filed a lawsuit against Warrantyservicescomapny for theft of a database. Now it has just come to my attention that bestrvwarranty.us just attempted to contract a customer with a Florida residence, which by the rules of AGWS licenses, is illegal, and would not be honored. Well, the customer was sent the contract, then fortunately wasn't done looking, and came upon myself, I noted it, and called out the situation, an suggested that if he didn't believe me to call AGWS himself. He did, and phoned me back and said I was right. I said of course, I am right. He was just about ready to send in his contract and payment.

Where do you think that contract would have went? It could not have arrived at AGWS and been processed. It would have been declined and refused. Were they banking on no claims filed? Are there more? How many?

This is the problem, don't you see? Not the warranty companies, most of them are decent, honestly. It is the bad apple agencies selling the policies. Don't you get it?

All you simply have to do is find an agent that cares about reputation, and the reputation of their backing company, find a company which conducts itself with integrity, honesty, and a true commitment for client devotion, and doing the "right thing". If you are lucky enough to find this firm, you will be safe, protected, and in a position to offer future defending posts like this one.
All Messages in ThreadAuthorDate
Post New MessageAmerican Guardian Warranty, a total ripoff in my opinion Scott Kraft 1-26-04  
  Reply to MessageRe: American Guardian Warranty, a total ripoff in my opinion John Brennan 12-4-06  
  Reply to MessageTour in Verona on Segway AaauceApabs 8-15-17  
  Reply to MessageRe: American Guardian Warranty, a total ripoff in my opinion Chad 11-7-06  
  Reply to MessageRe: American Guardian Warranty, a total ripoff in my opinion dan 7-27-06  
  Reply to MessageAmerican Guardian Warranty - Basic Courtesy Not Found Bryana 7-19-06  
  Reply to MessageRe: American Guardian Warranty, a total ripoff in my opinion Jimbo 3-30-07  
  Reply to MessageRe: American Guardian Warranty, a total ripoff in my opinion RIpped off customer 5-14-07  
  Reply to MessageRe: American Guardian Warranty, a total ripoff in my opinion Patricia Wolfe 10-1-07  
  Reply to MessageRe: American Guardian Warranty, a total ripoff in my opinion jeff smith 9-25-07  
  Reply to MessageRe: American Guardian Warranty, a total ripoff in my opinion Shelby Whatley 9-21-07  
  Reply to MessageRe: American Guardian Warranty, a total ripoff in my opinion Tina Hill 6-28-07  
  Reply to MessageRe: American Guardian Warranty, a total ripoff in my opinion Michael 7-8-06  
  Reply to MessageRe: American Guardian Warranty, a total ripoff in my opinion upset buyer 6-7-06  
  Reply to MessageRe: American Guardian Warranty, a total ripoff in my opinion TheRVGuy 8-12-05  
  Reply to MessageRe: American Guardian Warranty, a total ripoff in my opinion Mary Gayler 8-4-05  
  Reply to MessageRe: American Guardian Warranty, a total ripoff in my opinion Rich Saunderson 4-29-05  
  Reply to MessageRe: American Guardian Warranty, a total ripoff in my opinion A concerned party 3-22-05  
  Reply to MessageRe: American Guardian Warranty, a total ripoff in my opinion Harry Bodine 8-17-05  
  Reply to MessageRe: American Guardian Warranty, a total ripoff in my opinion steven 12-7-05  
  Reply to MessageRe: American Guardian Warranty, a total ripoff in my opinion Ed 4-25-06  
  Reply to MessageRe: American Guardian Warranty, a total ripoff in my opinion George Burton 1-20-06  
  Reply to MessageRe: American Guardian Warranty, a total ripoff in my opinion Chris 1-6-06  
  Reply to MessageRe: American Guardian Warranty, a total ripoff in my opinion Noelle 12-23-05  
  Reply to MessageRe: American Guardian Warranty, a total ripoff in my opinion Tim Christensen 2-17-08  
  Reply to MessageRe: American Guardian Warranty, a total ripoff in my opinion John Brennan 12-4-06  
  Reply to MessageRe: American Guardian Warranty, a total ripoff in my opinion Barb 5-25-11  
  Reply to MessageRe: American Guardian Warranty, a total ripoff in my opinion Dabangan 2-3-11  
  Reply to MessageRe: American Guardian Warranty, a total ripoff in my opinion Ed Brown 1-19-11  
  Reply to MessageHow to buy Hair Loss Cream Horny Goat Weed Celadrin 12205044673 kamagra2962 1-15-11  
  Reply to MessageRe: American Guardian Warranty, a total ripoff in my opinion Ron and Suzette Frederick 5-28-11  
  Reply to MessageRe: American Guardian Warranty, a total ripoff in my opinion MIke 3-19-08  
  Reply to MessageJJRC H8C New Design 4 Channel 6 Axis Gyro 2.4GHz Quadcopter with 2.0MP HD Camera 360 Degree Eversion Function LED Light ( 52.01 $) eapedHem 1-9-17  
  Reply to MessageRe: American Guardian Warranty, a total ripoff in my opinion Alan Sills 2-23-16  
  Reply to MessageRe: American Guardian Warranty, a total ripoff in my opinion Lamar Brigman 7-21-12  
  Reply to MessageRe: American Guardian Warranty, a total ripoff in my opinion Don Ross 6-8-12  
  Reply to MessageRe: American Guardian Warranty, a total ripoff in my opinion American Guardian Warranty 8-30-10  
  Reply to MessageRe: American Guardian Warranty, a total ripoff in my opinion Ronald Burns 12-8-11  
  Reply to MessageRe: American Guardian Warranty, a total ripoff in my opinion Lil 2-18-09  
  Reply to MessageRe: American Guardian Warranty, a total ripoff in my opinion Another Customer 1-12-09  
  Reply to MessageRe: American Guardian Warranty, a total ripoff in my opinion roy olson 11-18-08  
  Reply to MessageRe: American Guardian Warranty, a total ripoff in my opinion Mike Moran 5-12-08  
  Reply to MessageRe: American Guardian Warranty, a total ripoff in my opinion Margaret 5-13-09  
  Reply to MessageRe: American Guardian Warranty, a total ripoff in my opinion Mark M 7-18-09  
  Reply to MessageRe: American Guardian Warranty, a total ripoff in my opinion Robbie Sutton 5-13-10  
  Reply to MessageRe: American Guardian Warranty, a total ripoff in my opinion jerry shanes 4-8-10  
  Reply to MessageRe: American Guardian Warranty, a total ripoff in my opinion Scott Kraft 12-29-09  
  Reply to MessageRe: American Guardian Warranty, a total ripoff in my opinion jade 8-2-09  
  Reply to MessageRe: American Guardian Warranty, a total ripoff in my opinion Charles 5-24-10  
    Reply to MessageRe: American Guardian Warranty, a total ripoff in my opinion gary 6-15-05  
    Reply to MessageRe: American Guardian Warranty, a total ripoff in my opinion robert wilson 11-2-07  
      Reply to MessageRe: American Guardian Warranty, a total ripoff in my opinion TheRVGuy 8-12-05  
        Reply to MessageRe: American Guardian Warranty, a total ripoff in my opinion Dave McAllister 8-17-05  
        Reply to Message: American Guardian Warranty, a total ripoff in my opinion Pat Keenan 3-17-08  
        Reply to MessageRe: American Guardian Warranty, a total ripoff in my opinion Doug Brown 11-30-05  
          Reply to MessageRe: American Guardian Warranty, a total ripoff in my opinion Ron Bullock 12-14-07  
            Reply to MessageRe: American Guardian Warranty - Basic Courtesy Not Found Joe 5-20-08  
              Reply to MessageRe: American Guardian Warranty, a total ripoff in my opinion Vijay 7-3-08  
                Reply to MessageRe: American Guardian Warranty, a total ripoff in my opinion Dwayne 8-12-08  
                  Reply to MessageRe: American Guardian Warranty, a total ripoff in my opinion Antonio Gonzalez 12-8-08  
                    Reply to MessageBuy generic zithromax Buygenericzithromax 6-24-11  
                    Reply to MessagePurchase zithromax online Purchasezithromaxrx 6-24-11  
                    Reply to MessageOnline zithromax onlinezithromax 6-25-11  
                    Reply to MessageBuy paxil online Buypaxilonline 6-24-11  
Required fields in red
For more info about a field, place your mouse over the More Info icon.
Subject:
Your Name:
Your Email:
Message:



Code is case-sensitive. Helps stop SPAM.
       


Advertise Here
Get Media Kit NOW!






Get Media Kit to Advertise!

Advertiser Links

Back to Top