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Sorry, the previous post on this matter about MVP insurance is incorrect. Sorry to say, I bought MVP insurance because they were the cheapest. And they will be as long as you have neither a moving violation or an accident. If you have an accident regardless of the circumstances, you will suddenly find your rates doubled. Yes doubled. I had a minor (but costly) fender bender while backing up (less than five mph impact with a tree. $2,000 cost which the Insurance wants to recover in one year by doubling the cost of my coverage. Why do we buy insurance anyway? Oh yes, the fenderbender was on my tow vehicle not the Motor home. I was driving the tow vehicle at the time. Twenty years of accident free driving an RV has nothing to do with their decision on prices. Only your last three years. I am thinking of parking it for three years. |