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I'm looking for a policy to cover my personal belongings while I travel, mostly within the US. I have a conversion van that I have removed the rear seats and built a bed, shelving, etc. There are no refrigeration nor heating amenities. Merely a cooler. No plumbing for water. I want to have my tools, etc covered in case of theft or accident. Home owners and renters will not cover, except up to 10% cost of stolen items. Unacceptable. I would appreciate any assistance or referrals. Thank You.